Unlike some companies or individuals that do not have the tenant buyer's well being in mind, we diligently seek the opportunity to work with tenant-buyers and to help them find a way to realize their dreams.  Our reputation and company is built on this philosophy.

The lease purchase contract (aka lease-to-own) provides you with many features and benefits, but perhaps the most powerful one is the rate at which you accumulate equity (your down payment).  Compare any lender’s loan amortization schedule to that of a lease purchase contract and you’ll quickly see that there is no comparison.  More over, the buying power of a lease purchase contract can quickly and easily land you a home that you never thought you could afford.   This program is ideal for those needing a little time to solidify their financial position, or credit rating prior to purchasing their home.

Features and benefits:

• Faster Equity Growth: Equity can accumulate up to 99% faster than through conventional financing
• Rent Money is Working Towards the Purchase of the Home: Each month that you pay rent, a portion of that payment will be credited towards your down payment or the sales price.
• Option Consideration is Credited Towards the Purchase of the Home: When you execute (sign) a lease purchase contract, you must pay the landlord an option fee.  This money is your vested interest in the home and will be fully credited (100%) to either your down payment or off the sales price.  There is no restriction as to when the option may be exercised, as long as it is exercised before expiration.
• Minimum Cash Out of Pocket: When you purchase a home conventionally, you must pay closing costs, prepaids and a down payment.  With a lease purchase contract, you pay only the first month’s rent and an option fee. This could save you between 25% and 85%.
• Move in your home today:  The tenant buyer is able to occupy a home they can really call 'home' well before actually purchasing the property.
• Credit Problems are Okay: Qualification restrictions are not as strict as conventional financing.  You will be approved at the sole discretion of NOBLE FIRM
• Control of the Home: You will be put in legal control of the home for a specified period without having to actually own it.
• Maximum Leverage: You are spending very little money to control a very expensive and potentially very profitable investment
• Time: Before you actually buy the home, you will have time to repair your credit, find the best financing available, investigate the home and research the neighborhood.
• Privacy: Since you are leasing, there will be no public record of where you live (unless you record your option).
• Peace of Mind: As long as you live up to your end of the bargain, you will have full control of the home and can maintain it or improve it however you wish.

You will be set up for success. A plan of action will be offered so you can obtain financing at the end of the term of your lease purchase agreement.

If you make the decision to buy your home through our program, contact us so we can send you the Application Agreement form.  This form is to assist you in committing to accomplishing your goal.  Please fill out this form completely so we can both be successful.